Blake Honeycutt | Dec 16 2025 16:00

Protecting Your Holiday Treasures: A Guide to Insurance

The festive season is upon us, filled with the joy of gift-giving and the cherished moments that come with it. Amidst the excitement, it’s easy to overlook the importance of protecting those special gifts that hold both sentimental and financial value.

Capture the Joy

As you exchange gifts and create memories, remember that some presents may require a little extra attention to ensure they're safeguarded. With the hustle and bustle of the holidays, it's crucial to consider the insurance needs for valuable new additions.

Keep Receipts and Appraisals

Documentation is key when it comes to insurance claims. Be sure to keep receipts and have high-value items appraised. Store these documents safely, as they will be invaluable if you need to file a claim.

Update Your Coverage

It’s important to review and update your insurance policy to include any new valuables. Consider adding a personal articles policy or endorsement to ensure complete protection for high-value items.

Act Quickly

Time is of the essence. Many insurance policies have specific time limits for adding newly purchased or gifted items. Don’t wait—act now to secure proper coverage.

Simple Steps for Peace of Mind

Ensuring your holiday valuables are protected is easier than you might think. By taking proactive steps, you can enjoy the season without worry. Review your policies now to avoid any necessary headaches later on.

Finally, reach out to your insurance provider before the new year to confirm or update your coverage. It's a quick call that can save you a lot of trouble in the future.