Blake Honeycutt | Nov 12 2025 16:00

Winter Prep Tips for a Cozy Home

As the winter season rolls in, keeping your home safe and warm becomes a priority. No need to worry, though—the right preparation now can prevent stress and costly insurance claims later on. Here are some friendly and practical tips to ensure your home is ready for the colder months.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating pipes, especially those in basements or along exterior walls. It's a simple step that can save you a lot of trouble.

Update Smart Thermostat Settings

New smart thermostats can adjust automatically to reduce energy waste. We recommend setting it between 68°F and 70°F while you're home to stay comfortable.

Seal Gaps Around Windows and Doors

Keep the warmth in and the cold out by sealing any gaps. This classic trick not only helps retain heat but also reduces your energy bills.

Schedule a Heating System Checkup

Avoid surprise breakdowns by getting your heating system checked annually. It's your safety net against the coldest snaps.

Boost Indoor Air Quality

Improve air quality with HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens. Use them in your HVAC systems or portable units.

Clean Out Gutters

Prevent ice dams and water backup by clearing leaves and debris from your gutters before the snow hits hard.

Clear and Check Solar Panels

If you have solar panels, activate the winter mode and make sure to clear snow post-storm to maintain efficiency.

Document Your Home Digitally

Take a smartphone video walkthrough of your home and valuables. This can streamline potential insurance claims, just in case you need it.

Even a few of these steps can make a big difference in protecting your home this winter. Remember, it’s never too late to get started. Stay proactive, and consider reviewing your homeowners insurance policy to ensure you're covered for winter weather events. We're here to help if you have any questions!