Blake Honeycutt | Nov 18 2025 16:00

Is Your Life Insurance Adequate for the New Year?

As we approach the end of the year, it's natural to reflect on the past and plan for the future. The holiday season combined with the open enrollment period offers an ideal opportunity to reassess your life insurance needs. Life changes — expected or unexpected — can render outdated policies insufficient. Have your responsibilities or priorities shifted without you realizing it?

In this hectic season, take a moment to consider:

• New life events: Have you started a new job, received a promotion, or retired? Major career changes can affect your insurance needs.
• Family changes: Getting married, divorced, or having a child or grandchild are significant events that may necessitate policy adjustments.
• New financial obligations: Have you bought a home or taken on new financial responsibilities?
• Health and income changes: Significant shifts in health, income, or long-term financial goals can impact your insurance coverage.
• Estate planning: It's crucial to update beneficiary designations or adjust your estate plans to align with current circumstances.

Reviewing your coverage annually is a proactive step that provides peace of mind. Ensuring your policy matches your current life stage helps protect your loved ones and secures financial resilience. Before the year ends, consider scheduling a coverage review — a supportive and straightforward process that could make all the difference.